Conventional products

ConformingHigh-balanceONE+Home Possible® and HomeReady®
family sitting on step in front of house

30-year fixed

Home Possible® and HomeReady®

Eligible clients receive a 1% loan level pricing adjustment credit: $2,000 minimum1, $3,500 maximum. Also available for high-balance loans.

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Eligibility guidelines

620

Min. credit score

$806,500²

Max. loan amount

3%

Min. down payment

80% or less

Area median income (AMI)

Additional product features

Save

clients

thousands

Private Mortgage Insurance

Save your clients thousands of dollars over the life of their loan with our competitive PMI.

  1. Easily show your clients exactly how they’re saving compared to the industry average with our comparison tool.
  2. Offer your clients more buying power by qualifying them with lower mortgage insurance payments.

Every partner. Every time. No exceptions. No excuses.

Partner with us

1$2,500 for very low-income homebuyers (≤50% AMI)
2Subject to county loan limits

HomeReady/Home Possible: Client will receive a 1 point (1.000) loan level price adjustment (LLPA) credit on HomeReady and Home Possible purchase loans locked on or after January 2, 2024. One point (1.000) is equal to 1% of the loan amount. Minimum credit amount will be $2,000. Maximum loan amount is $350,000. Offer is not available with any other discounts or promotions. Offer cannot be retroactively applied to previously closed loans or loans already in process; offer is not transferable. Rocket Mortgage reserves the right to cancel/modify this offer at any time. Additional restrictions/conditions may apply. This is not a commitment to lend.

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