Government products

FHAFHA StreamlineVAVA IRRRL
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15-, 20-, 25-, and 30-year fixed, and 5-year adjustable

VA Interest Rate Reduction Refinance Loan (IRRRL)

Offer your existing VA clients an easier way to refinance. No appraisal needed.

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Eligibility guidelines

620

Min. credit score

0.5%

Min. down payment

Every partner. Every time. No exceptions. No excuses.

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VA Streamline: ​The VA Streamline program may have stricter requirements in some states. In order to qualify for the VA Streamline program, you must have a VA loan. The VA Streamline is only available on primary residences. Cash-out transactions are not allowed. In order to qualify for a VA Streamline, a 0.5% minimum reduction in interest rate on the previous fixed-rate loan must occur if the new loan will be a fixed rate or a 2% minimum reduction in interest rate on previous adjustable rate mortgage loan must occur; a minimum of 6 months of consecutive mortgage payments must be paid on the current loan at the time of application. Some states may require an appraisal. Additional restrictions/conditions may apply.


Rocket Mortgage is a VA-approved lender, not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.

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