Non-agency products

New
DSCR
A Non-QM loan that qualifies based on property cash flow instead of personal income or DTI. Available for 1–4 unit investment properties, condos (warrantable and non-warrantable), long-term and short-term rentals.
Eligibility guidelines
>= 1.0
DSCR Ratio
$3M
Max loan amount
680
Min. credit score
80%
Max. CLTV ratio
Additional product features
Flexibility
for your
clients
Closing in LLC
Let your clients keep their rentals within their LLC portfolio.
- Give your clients the ability to close DSCR loans in an LLC for all property types and occupancies, including owner-occupied homes.
- Offer them the flexibility of LLC ownership with benefits like asset protection, tax advantages, and easier property management.
Flexibility
for your
clients
Closing in LLC
Let your clients keep their rentals within their LLC portfolio.
- Give your clients the ability to close DSCR loans in an LLC for all property types and occupancies, including owner-occupied homes.
- Offer them the flexibility of LLC ownership with benefits like asset protection, tax advantages, and easier property management.