Non-agency products

Home Equity LoanBank statement loanSuper jumboJumbo SmartJumbo Payment Smart
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40-year fixed with 10-year interest-only payments

Jumbo Payment Smart

For jumbo clients seeking the flexibility of an interest-only period to achieve other financial goals or investment priorities.

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Eligibility guidelines

700

Min. credit score

$2 million

Max. loan amount

80%

Max. loan-to-value (LTV) ratio

Primary, secondary, and investment

Occupancy types

Every partner. Every time. No exceptions. No excuses.

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Jumbo Payment Smart: Jumbo Payment Smart is a fixed-rate jumbo loan product which features a 10-year, interest-only payment period that is followed by a 30-year Principal and Interest payment, for a total repayment period of 40-years. Valid only on 1-unit primary, secondary, or investment properties with loan amounts between $806,501 - $2Mil. Additional restrictions/conditions apply. This is not a commitment to lend.

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