Conventional products

ConformingHigh-balanceONE+Home Possible® and HomeReady®
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exclusive

30-year fixed

ONE+

Qualifying clients receive a grant from Rocket Mortgage® to cover 2% of their down payment1. These loans also have reduced mortgage insurance and no investor loan level pricing adjustments.

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Eligibility guidelines

620

Min. credit score

$350,000

Min. loan amount

1%

Min. down payment

97%

Max. loan-to-value (LTV) ratio

80% or less

Area median income (AMI)

Wholesale purchase

Loan channel and type

Additional product features

Save

clients

thousands

Private Mortgage Insurance

Save your clients thousands of dollars over the life of their loan with our competitive PMI.

  1. Easily show your clients exactly how they’re saving compared to the industry average with our comparison tool.
  2. Offer your clients more buying power by qualifying them with lower mortgage insurance payments.

Every partner. Every time. No exceptions. No excuses.

Partner with us

1Very low-income home buyers (≤50% AMI) are eligible for a minimum grant of $2,500 or 2% of the purchase prices, whichever is greater.


ONE+ by Rocket Mortgage: Client will be required to pay a 1% down payment, with the ability to pay a maximum of 3%, and Rocket Mortgage will cover an additional 2% of the client’s purchase price as a down payment, or $2,000. Maximum grant amount is $7,000. Offer valid on primary residence, conventional loan products only. Maximum loan amount of $350,000. Cost of mortgage insurance premium passed through to client effective January 2, 2024. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located. Not available with any other discounts or promotions and cannot be retroactively applied to previously closed loans or loans that have a locked rate. This is not a commitment to lend. Rocket Mortgage reserves the right to cancel/modify this offer at any time. Additional restrictions/conditions may apply.

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